Marcos, el inversor aburrido

Marcos_Torcal_Garcia · 1 Mayo, 2022 16:54

Termina Abril y ya vienen los turistas y la playa y como de costumbre le echamos un vistazo a la cuenta de Indexa de mi hijo. El objetivo para 2039 es de 218.569,10 EUR (¡como sube la inflación!). Actualmente llevamos acumulado 6.742,80 EUR y la rentabilidad actual es del 10,7%. Aunque ha sido un mes regulero seguimos teniendo rentabilidad de dos dígitos. En fin, aún nos quedan 202 meses por delante y unos 212.000 euros para conseguir el objetivo (cada vez más lejos). La aportación mensual debería ser de 337,09 EUR.

Me quedan 6 meses de euribor negativo en el -0,237%. Asumo que acabaremos el año entorno al 1%. La próxima revisión aplicará en diciembre con la media de octubre; ya veremos que hacemos. Este mes he cobrado el bonus y estoy pensando en entrar en Starbucks. Por otro lado, la cartera se está comportando fenomenal. La más rezagada es Verizon, el resto en verde, incluyendo Gilead y Unilever que vuelven a estar por arriba de lo que las compre, además la fortaleza del dólar ayuda también.

zorroviejo · 1 Mayo, 2022 19:33

@Marcos_Torcal_Garcia para tu hijo inviertes en indexados, pero para ti?

Sigues una estrategia DGI? En que criterios te fijas para comprar o no una accion?

Saludos

Marcos_Torcal_Garcia · 2 Mayo, 2022 05:59

Invierto en acciones individuales y también en Indexa. Los criterios seleccionar acciones son solidez financiera, ventajas competitivas duraderas (moat), rentabilidad por dividendo por encima de la media, y un total return esperado de al menos un 10% (en el peor de los casos).

zorroviejo · 2 Mayo, 2022 08:10

Cuando hablas de RPD superior a la media, te refieres que sea superior a la media de los últimos 5 años como creo que recomendaba G.Weiss?. El Total return esperado del 10% lo miras con el número de chowder?

Saludos y gracias

Marcos_Torcal_Garcia · 2 Mayo, 2022 09:33

La RPD del sp500 es del 1,5% aprox. Lo que hago es multiplicar este número por 1,5, y me da 2,25%. Me centro en acciones que tengan una RPD mayor que esa aunque no es una regla irrompible.

El total return lo calculo tal como lo hace Josh Peters en su libro The Utimate Dividend Playbook. También me fijo en las estimaciones del Value Line.

zorroviejo · 2 Mayo, 2022 09:59

Muchas gracias Marcos, me leeré ese libro

Marcos_Torcal_Garcia · 2 Mayo, 2022 11:47

La lista de la compra de este mes:

SecId	Ticker	Name	Sector	Industry	Currency	Last	Div Yield	Div frequency	M* Moat	M* MoatQ	M* MoatQ Score	M* Stewardship	M* Uncertainty	M* UncertaintyQ	M* UncertaintyQ Score	M* distance to Default	Safety™	Timeliness™	Financial Strength Rating	Technical Rank	Earnings Predictability	Price Growth Persistence	Price Stability	FV	FVQ	M* P / FV	FT Target Price	Upside Potential	Proj Low TTL Return	Proj High TTL Return	Proj % Annual Total Return	18 Month Pricing Band
0P0000000I	XNYS:MMM	3M Co	Industrials	Conglomerates	USD	144.22	4.11%	Quarterly	Wide	Wide	0.9997	Standard	Medium	High	0.1549	0.6959	1	4	A++	4	95	45	95	186.00	165.04	0.822	161	11.6%	14%	19%	17%	30.0%
0P00000016	XNYS:ABB	ABB Ltd	Industrials	Electrical Equipment & Parts	USD	29.87	2.97%	Annually	Wide	Wide	0.9986	Standard	Medium	Medium	0.1339	0.6953	2	2	B++	1	65	30	90	38.00	32.10	0.852	39.33	31.7%	10%	18%	14%	30.0%
0P0000004C	XNYS:ACN	Accenture PLC	Information Technology	Information Technology Services	USD	300.36	1.26%	Quarterly	Wide	Wide	0.9994	Exemplary	Medium	Medium	0.1370	0.7580	1	3	A++	3	100	95	100	258.00	281.69	1.113	390	29.8%	10%	15%	13%	30.0%
0P0000005M	XNAS:ADBE	Adobe Inc	Information Technology	Software - Infrastructure	USD	395.95	—	Quarterly	Wide	Wide	0.9999	Exemplary	Medium	High	0.2843	0.6679	1	1	A+	4	70	95	80	615.00	519.46	0.698	570	44.0%	15%	21%	18%	65.0%
0P0000005S	XNYS:AAP	Advance Auto Parts Inc	Consumer Discretionary	Specialty Retail	USD	199.63	2.25%	Quarterly	Narrow	Narrow	0.9753	Exemplary	Medium	Medium	0.1375	0.6315	3	3	A	3	75	50	50	233.00	209.34	0.903	266	33.2%	10%	21%	16%	30.0%
0P00000075	XNYS:AMG	Affiliated Managers Group Inc	Financials	Asset Management	USD	125.57	0.03%	Quarterly	Narrow	Narrow	0.9703	Exemplary	High	High	0.1753	0.5105	3	3	B++	3	10	15	45	185.00	174.86	0.698	172.5	37.4%	17%	30%	24%	35.0%
0P0000007L	XNYS:APD	Air Products & Chemicals Inc	Materials	Specialty Chemicals	USD	234.07	2.61%	Quarterly	Narrow	Wide	0.9928	Exemplary	Medium	High	0.2537	0.7215	1	3	A++	5	100	70	95	317.00	269.23	0.799	300	28.2%	11%	16%	14%	25.0%
0P00012BBI	XNAS:GOOG	Alphabet Inc	Communication Services	Internet Content & Information	USD	2,299.33	—	—	Wide	Wide	0.9993	Exemplary	High	Very High	0.4673	0.7783	1	1	A++	2	75	100	95	3,600.00	3,006.12	0.696	3150	37.0%	17%	23%	20%	60.0%
0P000000B7	XNAS:AMZN	Amazon.com Inc	Consumer Discretionary	Internet Retail	USD	2,485.63	—	—	Wide	Wide	0.9993	Exemplary	High	High	0.3063	0.6313	1	1	A++	4	30	90	75	3,850.00	3,225.33	0.703	3760	51.3%	16%	22%	19%	55.0%
0P000000F0	XNAS:AMGN	Amgen Inc	Health Care	Drug Manufacturers - General	USD	233.19	3.10%	Quarterly	Wide	Wide	0.9995	Exemplary	Medium	High	0.1527	0.6745	1	4	A++	4	100	75	100	260.00	234.84	0.942	250	7.2%	12%	18%	15%	10.0%
0P000000FH	XNAS:ADI	Analog Devices Inc	Information Technology	Semiconductors	USD	154.38	1.83%	Quarterly	Wide	Wide	0.9979	Exemplary	Medium	Medium	0.1457	0.6668	1	2	A+	3	80	85	85	172.00	171.96	0.898	208	34.7%	10%	15%	13%	35.0%
0P000000PH	XNYS:BK	Bank of New York Mellon Corp	Financials	Asset Management	USD	42.06	3.23%	Quarterly	Wide	None	0.1919	Standard	Medium	High	0.2746	0.8997	2	2	A	1	90	50	80	55.00	58.38	0.742	54	28.4%	15%	23%	19%	10.0%
0P000000UD	XNYS:SAM	Boston Beer Co Inc	Consumer Staples	Beverages - Brewers	USD	375.00	—	—	Narrow	Narrow	0.9725	Exemplary	Medium	Very High	0.4708	0.5813	3	4	A+	3	25	55	40	740.00	748.79	0.504	388.5	3.6%	14%	26%	20%	30.0%
0P000000YD	XNAS:CHRW	C.H. Robinson Worldwide Inc	Industrials	Integrated Freight & Logistics	USD	106.15	2.00%	Quarterly	Wide	Wide	0.9969	Exemplary	Medium	Medium	0.1352	0.6352	2	5	A	3	65	45	90	96.00	104.33	1.060	115	8.3%	13%	21%	17%	10.0%
0P000001DB	XNAS:CMCSA	Comcast Corp	Communication Services	Entertainment	USD	39.76	2.57%	Quarterly	Wide	Wide	0.9966	Standard	Medium	High	0.1805	0.6148	1	2	A+	4	90	85	100	60.00	56.87	0.680	60	50.9%	18%	22%	20%	40.0%
0P000001BI	XNAS:CSGP	CoStar Group Inc	Industrials	Real Estate Services	USD	63.62	—	—	Wide	Wide	0.9964	Exemplary	Very High	High	0.1704	0.7354	2	3	A+	3	70	95	70	73.00	78.26	0.841	76	19.5%	11%	20%	16%	30.0%
0P0000943F	XNYS:DFS	Discover Financial Services	Financials	Credit Services	USD	112.46	1.73%	Quarterly	Narrow	None	0.6850	Exemplary	High	High	0.3216	0.8649	3	4	A	3	40	75	35	138.00	133.38	0.829	142	26.3%	14%	25%	20%	30.0%
0P000001R9	XNYS:DPZ	Domino’s Pizza Inc	Consumer Discretionary	Restaurants	USD	338.00	1.16%	Quarterly	Wide	Wide	0.9972	Exemplary	Medium	High	0.2242	0.5564	2	3	A	3	95	95	75	416.00	389.93	0.839	427.5	26.5%	10%	18%	14%	60.0%
0P0000020J	XNAS:ERIE	Erie Indemnity Co	Financials	Insurance Brokers	USD	160.28	2.68%	Quarterly	—	Wide	0.9936	—	—	High	0.2793	0.7590	2	4	A	4	95	65	90	—	160.95	0.996	115	-28.3%	10%	17%	14%	45.0%
0P00000232	XNYS:FICO	Fair Isaac Corp	Information Technology	Software - Application	USD	373.51	—	Quarterly	—	Wide	0.9916	—	—	High	0.2889	0.5737	3	2	B++	1	95	90	60	—	379.89	0.983	538	44.0%	10%	22%	16%	50.0%
0P000002AB	XNYS:BEN	Franklin Resources Inc	Financials	Asset Management	USD	24.59	4.64%	Quarterly	Narrow	Narrow	0.8872	Exemplary	High	Medium	0.1372	0.5553	3	3	B++	3	55	5	60	33.00	34.71	0.726	28	13.9%	21%	30%	26%	50.0%
0P000002FD	XNAS:GILD	Gilead Sciences Inc	Health Care	Drug Manufacturers - General	USD	59.34	4.82%	Quarterly	Wide	Wide	0.9989	Standard	Medium	High	0.1717	0.6859	1	2	A	5	25	30	100	81.00	68.34	0.795	69	16.3%	11%	17%	14%	25.0%
0P000002X8	XNAS:INTC	Intel Corp	Information Technology	Semiconductors	USD	43.59	3.23%	Quarterly	Wide	Wide	0.9960	Standard	High	High	0.2893	0.6647	1	2	A++	4	95	70	70	65.00	56.95	0.715	50.5	15.9%	25%	30%	28%	10.0%
0P000004FA	XNYS:LIN	Linde PLC	Materials	Specialty Chemicals	USD	311.96	1.39%	Quarterly	Narrow	Wide	0.9921	Standard	Medium	Medium	0.1395	0.6996	2	3	A	3	–	–	90	333.00	320.91	0.954	370	18.6%	10%	18%	14%	10.0%
0P000003JU	XNYS:MDT	Medtronic PLC	Health Care	Medical Devices	USD	104.36	2.41%	Quarterly	Wide	Wide	0.9986	Standard	Medium	High	0.1572	0.7046	1	3	A++	4	75	80	95	129.00	117.60	0.846	124	18.8%	10%	15%	13%	35.0%
0P0000W3KZ	XNAS:FB	Meta Platforms Inc	Communication Services	Internet Content & Information	USD	200.47	—	—	Wide	Wide	0.9989	Exemplary	High	Very High	0.3808	0.6325	3	1	A+	4	65	95	50	384.00	343.47	0.551	300	49.6%	31%	42%	37%	30.0%
0P000002L4	XNAS:MNST	Monster Beverage Corp	Consumer Staples	Beverages - Non-Alcoholic	USD	85.68	—	—	Narrow	Wide	0.9947	Standard	Medium	Medium	0.1174	0.7592	1	2	A+	5	100	75	90	82.00	80.01	1.058	100	16.7%	10%	16%	13%	25.0%
0P000003ZC	XNYS:NVS	Novartis AG	Health Care	Drug Manufacturers - General	USD	88.03	3.78%	Annually	Wide	Wide	0.9988	Standard	Low	Medium	0.1032	0.7508	1	4	A++	4	55	30	100	91.00	86.22	0.993	105	19.3%	11%	16%	14%	15.0%
0P0000042B	XNAS:OMCL	Omnicell Inc	Health Care	Health Information Services	USD	109.17	—	—	—	Wide	0.9905	—	—	High	0.2795	0.6950	3	3	B++	1	30	100	65	—	125.39	0.871	181	65.8%	11%	23%	17%	55.0%
0P0000043L	XNYS:ORCL	Oracle Corp	Information Technology	Software - Infrastructure	USD	73.40	1.74%	Quarterly	Narrow	Wide	0.9942	Poor	Medium	High	0.2567	0.5955	1	3	A++	2	100	85	95	63.00	76.44	1.053	89	21.3%	11%	16%	14%	20.0%
0P0001KOSE	XNYS:PLTR	Palantir Technologies Inc	Information Technology	Software - Infrastructure	USD	10.40	—	—	Narrow	Narrow	0.9623	Exemplary	High	Extreme	1.0514	0.6189	3	–	B++	–	–	–	–	31.00	22.51	0.389	15.5	49.0%	26%	39%	33%	135.0%
0P00016CGN	XNAS:PYPL	PayPal Holdings Inc	Information Technology	Credit Services	USD	87.93	—	—	Narrow	Wide	0.9905	Standard	High	High	0.2317	0.5812	3	1	A	3	65	90	45	139.00	140.72	0.629	118	34.2%	18%	30%	24%	40.0%
0P000004EA	XNYS:PII	Polaris Inc	Consumer Discretionary	Recreational Vehicles	USD	94.94	2.66%	Quarterly	Wide	Wide	0.9960	Exemplary	High	Very High	0.5776	0.5462	3	5	A	4	55	15	40	184.00	137.72	0.590	133	40.1%	13%	25%	19%	45.0%
0P000004J4	XNAS:QCOM	Qualcomm Inc	Information Technology	Semiconductors	USD	139.69	1.95%	Quarterly	Narrow	Wide	0.9952	Standard	High	High	0.2174	0.5963	3	2	A+	2	60	35	50	163.00	162.56	0.858	200	43.2%	14%	25%	20%	40.0%
0P000003IL	XNYS:SPGI	S&P Global Inc	Financials	Financial Data & Stock Exchanges	USD	376.50	0.82%	Quarterly	Wide	Wide	0.9997	Exemplary	Medium	High	0.1648	0.7755	2	1	A	2	100	95	95	430.00	383.53	0.926	475	26.2%	10%	16%	13%	40.0%
0P000004R4	XNYS:SAP	SAP SE	Information Technology	Software - Application	USD	100.80	2.24%	Annually	Narrow	Wide	0.9948	Poor	Medium	High	0.1832	0.7124	2	3	A	3	85	60	80	141.00	120.06	0.772	141.83	40.7%	13%	22%	18%	30.0%
0P000004XO	XETR:SIE	Siemens AG	Industrials	Specialty Industrial Machinery	USD	117.78	3.72%	Annually	Narrow	Narrow	0.9875	Exemplary	Medium	Medium	0.1317	0.5590	2	3	A	3	80	25	75	145.00	137.37	0.834	175	48.6%	16%	25%	21%	40.0%
0P000004ZF	XNAS:SWKS	Skyworks Solutions Inc	Information Technology	Semiconductors	USD	113.30	1.92%	Quarterly	Narrow	Narrow	0.9769	Exemplary	High	High	0.2467	0.6325	3	3	A	3	70	65	55	210.00	184.50	0.574	165	45.6%	18%	30%	24%	70.0%
0P00000546	XNAS:SBUX	Starbucks Corp	Consumer Discretionary	Restaurants	USD	74.64	2.52%	Quarterly	Wide	Wide	0.9994	Exemplary	Medium	High	0.2039	0.6300	1	2	A++	3	45	70	85	106.00	98.70	0.729	105	40.7%	11%	17%	14%	40.0%
0P0000054E	XNYS:STT	State Street Corporation	Financials	Asset Management	USD	66.97	3.33%	Quarterly	Wide	None	0.1806	Standard	High	High	0.2723	0.8695	3	3	A	1	85	35	60	92.00	93.49	0.722	95	41.9%	14%	25%	20%	60.0%
0P0000059E	XNAS:TROW	T. Rowe Price Group Inc	Financials	Asset Management	USD	123.04	3.61%	Quarterly	Wide	Wide	0.9966	Exemplary	Medium	High	0.1927	0.7503	1	3	A+	4	90	45	85	195.00	194.56	0.632	143	16.2%	18%	23%	21%	50.0%
0P000005AR	XNYS:TSM	Taiwan Semiconductor Manufacturing Co Ltd	Information Technology	Semiconductors	USD	92.93	2.08%	Quarterly	Wide	Wide	0.9993	Exemplary	Medium	Very High	0.5514	0.7971	1	3	A++	2	80	95	75	171.00	130.47	0.617	150	61.4%	10%	18%	14%	75.0%
0P000002VU	XNYS:TT	Trane Technologies PLC	Industrials	Specialty Industrial Machinery	USD	139.89	1.74%	Quarterly	Narrow	Wide	0.9922	Standard	High	High	0.2216	0.6852	3	–	A	–	–	–	55	124.00	148.21	1.028	181	29.4%	13%	25%	19%	40.0%
0P000005M8	XNYS:UL	Unilever PLC	Consumer Staples	Household & Personal Products	USD	46.26	4.33%	Quarterly	Wide	Wide	0.9998	Standard	Low	High	0.1587	0.6649	1	5	A+	4	80	45	100	56.00	48.69	0.884	62	34.0%	16%	21%	19%	10.0%
0P000005P1	XNYS:VFC	VF Corp	Consumer Discretionary	Apparel Manufacturing	USD	52.00	3.81%	Quarterly	Narrow	Narrow	0.9843	Exemplary	Medium	High	0.1584	0.6019	3	5	A	4	50	50	55	68.00	68.81	0.760	71	36.5%	10%	21%	16%	60.0%
0P000005V9	XNYS:WAT	Waters Corp	Health Care	Diagnostics & Research	USD	303.02	—	Annually	Wide	Wide	0.9984	Exemplary	Medium	High	0.1597	0.7003	2	4	A	2	95	90	90	250.00	263.99	1.179	340	12.2%	14%	25%	20%	20.0%
0P00018WBW	XNYS:YUMC	Yum China Holdings Inc	Consumer Discretionary	Restaurants	USD	41.80	1.15%	Quarterly	Wide	Wide	0.9963	Standard	Medium	Very High	0.3878	0.6904	3	–	B++	–	65	90	60	86.00	69.27	0.538	60	43.5%	16%	28%	22%	50.0%

ruindog · 2 Mayo, 2022 12:44

Marcos, a ver si te animas a añadir esta lista de compra a la ECSS, a la que por cierto toca rebautizar con otras siglas que tengan más tirón comercial. Sería un formato más amigable.
Gracias.

Marcos_Torcal_Garcia · 2 Mayo, 2022 12:47

Tomo nota. A partir del próximo mes añadiré una pestaña con cada mes que entre. Así también podremos ver en retrospectiva si han funcionado bien.

ruindog · 2 Mayo, 2022 12:49

Veo que hay dos enlaces funcionando (New List CZD y Lista ECSS). Actualizas únicamente el primero ¿verdad?

Marcos_Torcal_Garcia · 2 Mayo, 2022 12:55

Este es el bueno. Aparecen la estimación de dividendos futuros y de eps del Financial Times.

Pondré fecha de actualización para que no se pierda nadie.

Marcos_Torcal_Garcia · 1 Junio, 2022 07:48

Despedimos Mayo y el calorcito ya aprieta y como de costumbre le echamos un vistazo a la cuenta de Indexa de mi hijo. El objetivo para 2039 es de 218.569,10 EUR. Actualmente llevamos acumulado 6.873,22 EUR y la rentabilidad actual es del 7,8%. Ya se nota la corrección, estamos en rentabilidades más moderadas y sostenibles, aunque con la inflación esto no hay quien lo aguante. En fin, aún nos quedan 201 meses por delante y unos 212.000 euros para conseguir el objetivo. La aportación mensual debería ser de 481,57 EUR .

De momento no he comprado nada. A la espera de pillar algo bueno a buen precio. Sin prisa, intentando evitar errores. Quizá me quite del medio GILD, ya que no estoy contento con ella; fue un error y me precipité. ¿Cometeré un error vendiendo?

anbax · 1 Junio, 2022 07:52

Si que ha cambiado la cosa en un mes

Rubifen · 1 Junio, 2022 08:09

No te “preocupa” que “donando” tales cantidades mensuales al mes, hacienda te pegue un toque Marcos?

Al margen de esto y como curiosidad también te pregunto: ¿a que es debido esa cantidad objetivo en concreto? Es decir, 200k por algo en particular? (es mera curiosidad)

Un saludo y gracias por lo que aportas.

Marcos_Torcal_Garcia · 1 Junio, 2022 08:28

De momento NO. Si algún día vienen por este tema procuraré hacer todo el ruido mediático posible, y lo pelearé en los tribunales si es preciso.

Es una cantidad razonable para gastar en sus estudios o formación, si es que decide estudiar. Ese dinero es para que tenga más opciones, si quiere irse a USA, a UK o a otro sitio. Aunque si es así seguramente se quede corta (pero paro eso están sus padres también).

Saludos

Marcos_Torcal_Garcia · 1 Junio, 2022 09:25

la lista de la compra de junio:

SecId	Ticker	Name	Sector	Industry	Currency	Last	Div Yield	Div frequency	Moat	MoatQ	MoatQ Score	Stewardship	Uncertainty	UncertaintyQ	UncertaintyQ Score	Distance to Default	Safety™	Timeliness™	Financial Strength Rating	Technical Rank	Earnings Predictability	Price Growth Persistence	Price Stability	FV	FVQ	M* P / FV	FT Target Price	Upside Potential	Proj Low TTL Return	Proj High TTL Return	Proj % Annual Total Return	18 Month Pricing Band
0P00009QS2	XETR:SIE	Siemens AG	Industrials	Specialty Industrial Machinery	EUR	122.44	3.37%	Annually	Narrow	Narrow	0.9816	Exemplary	Medium	Medium	0.1483	0.5551	2	4	A	4	80	25	75	145.00	137.94	0.87	167.5	37%	16%	25%	21%	25%
0P0000005M	XNAS:ADBE	Adobe Inc	Information Technology	Software - Infrastructure	USD	416.48	—	Quarterly	Wide	Wide	1.0000	Exemplary	Medium	High	0.2561	0.6502	1	1	A+	4	70	95	80	615.00	517.78	0.74	560	34%	15%	21%	18%	15%
0P000000FH	XNAS:ADI	Analog Devices Inc	Information Technology	Semiconductors	USD	168.40	1.72%	Quarterly	Wide	Wide	0.9974	Exemplary	Medium	Medium	0.1187	0.6644	1	2	A+	3	80	85	85	172.00	175.71	0.97	205	22%	10%	15%	13%	25%
0P000000B7	XNAS:AMZN	Amazon.com Inc	Consumer Discretionary	Internet Retail	USD	2,404.19	—	—	Wide	Wide	0.9991	Exemplary	High	High	0.2895	0.6020	1	1	A++	3	30	90	75	3,850.00	3,398.33	0.66	3500	46%	16%	22%	19%	60%
0P000001DB	XNAS:CMCSA	Comcast Corp	Communication Services	Telecom Services	USD	44.28	2.30%	Quarterly	Wide	Wide	0.9960	Standard	Medium	Medium	0.1456	0.6143	1	2	A+	4	90	85	100	60.00	59.23	0.74	56	26%	18%	22%	20%	25%
0P000001BI	XNAS:CSGP	CoStar Group Inc	Industrials	Real Estate Services	USD	60.94	—	—	Wide	Wide	0.9967	Exemplary	Very High	High	0.1973	0.7241	2	3	A+	3	70	95	70	73.00	76.70	0.81	76	25%	10%	19%	15%	35%
0P0000020J	XNAS:ERIE	Erie Indemnity Co	Financials	Insurance Brokers	USD	167.75	2.56%	Quarterly	—	Wide	0.9940	—	—	High	0.2006	0.7496	2	4	A	3	95	65	90	—	168.00	1.00	115	-31%	12%	21%	17%	25%
0P0000W3KZ	XNAS:FB	Meta Platforms Inc	Communication Services	Internet Content & Information	USD	193.64	—	—	Wide	Wide	0.9987	Exemplary	High	High	0.3423	0.6181	3	1	A+	4	65	95	50	384.00	345.58	0.53	297.5	54%	31%	42%	37%	35%
0P000002FD	XNAS:GILD	Gilead Sciences Inc	Health Care	Drug Manufacturers - General	USD	64.85	4.41%	Quarterly	Wide	Wide	0.9986	Standard	Medium	Medium	0.1156	0.6900	1	2	A	5	25	30	100	81.00	72.20	0.85	68	5%	11%	17%	14%	15%
0P00012BBI	XNAS:GOOG	Alphabet Inc	Communication Services	Internet Content & Information	USD	2,280.78	—	—	Wide	Wide	0.9993	Exemplary	High	Very High	0.4845	0.7653	1	1	A++	3	75	100	95	3,600.00	2,949.09	0.70	3150	38%	17%	23%	20%	60%
0P0000033M	XNAS:KLAC	KLA Corp	Information Technology	Semiconductor Equipment & Materials	USD	364.85	1.15%	Quarterly	Wide	Wide	0.9981	Exemplary	Medium	High	0.1681	0.5832	3	2	B++	3	85	80	45	396.00	386.58	0.93	423	16%	10%	21%	16%	15%
0P000002L4	XNAS:MNST	Monster Beverage Corp	Consumer Staples	Beverages - Non-Alcoholic	USD	89.12	—	—	Narrow	Wide	0.9933	Standard	Medium	Medium	0.1038	0.7726	1	2	A+	5	100	75	90	82.00	84.59	1.07	100	12%	10%	16%	13%	20%
0P00000459	XNAS:PCAR	PACCAR Inc	Industrials	Farm & Heavy Construction Machinery	USD	86.84	1.57%	Quarterly	Narrow	Narrow	0.9781	Exemplary	Medium	Medium	0.1124	0.6616	2	3	A	3	60	50	85	103.00	92.62	0.89	97	12%	11%	19%	15%	15%
0P000004J4	XNAS:QCOM	Qualcomm Inc	Information Technology	Semiconductors	USD	143.22	1.90%	Quarterly	Narrow	Wide	0.9951	Standard	High	High	0.1645	0.5875	3	1	A+	3	60	35	50	163.00	158.13	0.89	200	40%	14%	25%	20%	35%
0P00000546	XNAS:SBUX	Starbucks Corp	Consumer Discretionary	Restaurants	USD	78.50	2.45%	Quarterly	Wide	Wide	0.9993	Exemplary	Medium	High	0.1634	0.5977	1	2	A++	4	45	70	85	100.00	96.39	0.80	89	13%	19%	24%	22%	35%
0P000004ZF	XNAS:SWKS	Skyworks Solutions Inc	Information Technology	Semiconductors	USD	108.87	2.06%	Quarterly	Narrow	Narrow	0.9759	Exemplary	High	High	0.1999	0.6169	3	3	A	4	70	65	55	180.00	161.90	0.64	150	38%	18%	30%	24%	45%
0P0000059E	XNAS:TROW	T. Rowe Price Group Inc	Financials	Asset Management	USD	127.09	3.49%	Quarterly	Wide	Wide	0.9968	Exemplary	Medium	High	0.2619	0.7451	1	3	A+	4	90	45	85	155.00	172.26	0.78	144	13%	18%	23%	21%	45%
0P0000005S	XNYS:AAP	Advance Auto Parts Inc	Consumer Discretionary	Specialty Retail	USD	189.86	2.37%	Quarterly	Narrow	Narrow	0.9686	Exemplary	Medium	Medium	0.1167	0.5945	3	4	A	3	75	50	50	233.00	211.08	0.86	230	21%	10%	21%	16%	35%
0P00000016	XNYS:ABB	ABB Ltd	Industrials	Electrical Equipment & Parts	USD	30.97	2.83%	Annually	Wide	Wide	0.9983	Standard	Medium	Medium	0.1210	0.6931	2	3	B++	3	65	30	90	38.00	33.34	0.87	39.33	27%	10%	18%	14%	25%
0P0000004C	XNYS:ACN	Accenture PLC	Information Technology	Information Technology Services	USD	298.46	1.27%	Quarterly	Wide	Wide	0.9996	Exemplary	Medium	High	0.1818	0.7381	1	3	A++	2	100	95	100	258.00	298.96	1.07	385	29%	10%	15%	13%	30%
0P00000075	XNYS:AMG	Affiliated Managers Group Inc	Financials	Asset Management	USD	133.62	0.03%	Quarterly	Narrow	Narrow	0.9458	Exemplary	High	High	0.1541	0.5096	3	3	B++	4	10	15	45	175.00	172.20	0.77	152	14%	17%	30%	24%	25%
0P0000007L	XNYS:APD	Air Products & Chemicals Inc	Materials	Specialty Chemicals	USD	246.16	2.49%	Quarterly	Narrow	Wide	0.9911	Exemplary	Medium	High	0.1838	0.7111	1	3	A++	4	100	70	95	317.00	272.76	0.83	290	18%	11%	16%	14%	20%
0P000000QB	XNYS:BAX	Baxter International Inc	Health Care	Medical Instruments & Supplies	USD	76.05	1.47%	Quarterly	Narrow	Narrow	0.9822	Exemplary	Medium	Medium	0.1179	0.6447	1	3	A+	4	60	70	100	90.00	81.76	0.89	90	18%	13%	19%	16%	35%
0P000002AB	XNYS:BEN	Franklin Resources Inc	Financials	Asset Management	USD	27.08	4.21%	Quarterly	Narrow	Narrow	0.8676	Exemplary	High	High	0.1569	0.5598	3	4	B++	5	55	5	60	29.00	33.17	0.87	27	0%	21%	30%	26%	35%
0P0000011H	XNYS:CNI	Canadian National Railway Co	Industrials	Railroads	USD	113.78	1.80%	Quarterly	Wide	Wide	0.9994	Standard	Medium	Medium	0.1262	0.6719	1	4	A	2	95	80	100	107.00	113.69	1.03	134.42	18%	10%	15%	13%	35%
0P0000943F	XNYS:DFS	Discover Financial Services	Financials	Credit Services	USD	113.49	1.85%	Quarterly	Narrow	None	0.6500	Exemplary	High	High	0.3436	0.8597	3	4	A	3	40	75	35	138.00	133.89	0.83	139	22%	14%	25%	20%	30%
0P000001R9	XNYS:DPZ	Domino’s Pizza Inc	Consumer Discretionary	Restaurants	USD	363.17	1.08%	Quarterly	Wide	Wide	0.9973	Exemplary	Medium	High	0.1580	0.5876	2	3	A	4	95	95	75	400.00	409.12	0.90	400	10%	17%	25%	21%	50%
0P00000232	XNYS:FICO	Fair Isaac Corp	Information Technology	Software - Application	USD	409.55	—	Quarterly	—	Wide	0.9905	—	—	High	0.3030	0.5779	3	2	B++	4	95	90	60	—	421.67	0.97	538	31%	10%	22%	16%	35%
0P000002DN	XNYS:GD	General Dynamics Corp	Industrials	Aerospace & Defense	USD	224.91	2.15%	Quarterly	Wide	Wide	0.9978	Standard	Medium	Low	0.0929	0.7030	1	2	A++	1	100	50	85	215.00	212.33	1.05	275	22%	10%	15%	13%	10%
0P000002YM	XNYS:IFF	International Flavors & Fragrances Inc	Materials	Specialty Chemicals	USD	132.17	2.38%	Quarterly	Wide	Wide	0.9963	Standard	Medium	Medium	0.1403	0.6056	2	2	A+	4	100	50	75	150.00	152.06	0.88	159.5	21%	10%	18%	14%	15%
0P000002TG	XNYS:ITW	Illinois Tool Works Inc	Industrials	Specialty Industrial Machinery	USD	208.07	2.31%	Quarterly	Narrow	Wide	0.9951	Exemplary	Medium	Medium	0.1007	0.7199	1	3	A++	5	90	95	90	205.00	198.04	1.03	222	7%	11%	16%	14%	15%
0P00000357	XNYS:KMB	Kimberly-Clark Corp	Consumer Staples	Household & Personal Products	USD	133.02	3.44%	Quarterly	Narrow	Wide	0.9947	Exemplary	Medium	Low	0.0780	0.6882	1	4	A	5	60	40	100	126.00	125.14	1.06	132	-1%	10%	16%	13%	10%
0P000003JU	XNYS:MDT	Medtronic PLC	Health Care	Medical Devices	USD	100.15	2.52%	Quarterly	Wide	Wide	0.9989	Standard	Medium	High	0.1617	0.7021	1	3	A++	4	75	80	95	129.00	112.07	0.83	116	16%	10%	14%	12%	40%
0P0000000I	XNYS:MMM	3M Co	Industrials	Conglomerates	USD	149.29	3.98%	Quarterly	Wide	Wide	0.9996	Standard	Medium	Medium	0.1450	0.6995	1	4	A++	4	95	45	95	186.00	167.82	0.84	157	5%	14%	19%	17%	15%
0P0000043L	XNYS:ORCL	Oracle Corp	Information Technology	Software - Infrastructure	USD	71.92	1.78%	Quarterly	Narrow	Wide	0.9936	Poor	Medium	High	0.2620	0.5957	1	3	A++	3	100	85	95	63.00	76.61	1.03	89	24%	11%	16%	14%	25%
0P000004EA	XNYS:PII	Polaris Inc	Consumer Discretionary	Recreational Vehicles	USD	106.55	2.38%	Quarterly	Wide	Wide	0.9959	Exemplary	High	Very High	0.4198	0.5259	3	5	A	4	55	15	40	184.00	137.20	0.66	125	17%	13%	25%	19%	30%
0P0001KOSE	XNYS:PLTR	Palantir Technologies Inc	Information Technology	Software - Infrastructure	USD	8.68	—	—	Narrow	Narrow	0.9204	Exemplary	High	Extreme	1.0418	0.5939	3	–	B++	–	–	–	–	27.00	20.55	0.37	11.5	32%	26%	39%	33%	180%
0P000005NO	XNYS:RTX	Raytheon Technologies Corp	Industrials	Aerospace & Defense	USD	95.12	2.19%	Quarterly	Wide	Wide	0.9980	Standard	High	Medium	0.1102	0.6803	1	–	A++	–	50	55	95	94.00	91.74	1.02	117.5	24%	11%	17%	14%	10%
0P000000UD	XNYS:SAM	Boston Beer Co Inc	Consumer Staples	Beverages - Brewers	USD	355.30	—	—	Narrow	Narrow	0.9876	Exemplary	Medium	Very High	0.4195	0.6453	3	4	A+	4	25	55	40	740.00	664.55	0.51	382	8%	14%	26%	20%	35%
0P000004R4	XNYS:SAP	SAP SE	Information Technology	Software - Application	USD	99.84	2.08%	Annually	Narrow	Wide	0.9945	Poor	Medium	High	0.1845	0.7118	2	3	A	4	85	60	80	141.00	120.67	0.76	142.73	43%	13%	22%	18%	30%
0P000003IL	XNYS:SPGI	S&P Global Inc	Financials	Financial Data & Stock Exchanges	USD	349.48	0.90%	Quarterly	Wide	Wide	0.9988	Exemplary	Medium	Medium	0.1319	0.7009	2	1	A	3	100	95	95	410.00	407.07	0.86	445.5	27%	13%	22%	18%	50%
0P0000054E	XNYS:STT	State Street Corporation	Financials	Asset Management	USD	72.49	3.08%	Quarterly	Wide	None	0.2321	Standard	High	Very High	0.4671	0.8717	3	3	A	3	85	35	60	92.00	107.45	0.73	91.5	26%	14%	25%	20%	50%
0P000005AR	XNYS:TSM	Taiwan Semiconductor Manufacturing Co Ltd	Information Technology	Semiconductors	USD	95.30	2.02%	Quarterly	Wide	Wide	0.9995	Exemplary	Medium	Very High	0.5164	0.7922	1	3	A++	4	80	95	75	171.00	128.93	0.64	150	57%	10%	18%	14%	30%
0P000002VU	XNYS:TT	Trane Technologies PLC	Industrials	Specialty Industrial Machinery	USD	138.06	1.77%	Quarterly	Narrow	Wide	0.9922	Standard	High	High	0.2266	0.6816	3	–	A	–	–	–	55	126.00	148.35	1.01	162	17%	13%	25%	19%	40%
0P000005NC	XNYS:UPS	United Parcel Service Inc	Industrials	Integrated Freight & Logistics	USD	182.25	2.79%	Quarterly	Wide	Wide	0.9995	Standard	Medium	Medium	0.1134	0.6652	1	3	A+	3	90	50	80	186.00	185.31	0.98	223	22%	15%	20%	18%	35%
0P000005KW	XNYS:USB	U.S. Bancorp	Financials	Banks - Regional	USD	53.07	3.39%	Quarterly	Wide	Narrow	0.9099	Exemplary	Medium	High	0.2714	0.9092	2	3	A	3	70	45	80	60.00	61.32	0.87	58.75	11%	11%	19%	15%	20%
0P000005P1	XNYS:VFC	VF Corp	Consumer Discretionary	Apparel Manufacturing	USD	50.46	3.92%	Quarterly	Narrow	Narrow	0.9758	Exemplary	Medium	High	0.1762	0.5900	3	5	A	3	50	50	55	68.00	68.16	0.74	57	13%	10%	21%	16%	65%
0P000005V9	XNYS:WAT	Waters Corp	Health Care	Diagnostics & Research	USD	327.95	—	Annually	Wide	Wide	0.9979	Exemplary	Medium	High	0.1635	0.6805	2	4	A	4	95	90	90	263.00	289.74	1.19	350	7%	15%	24%	20%	10%
0P00018WBW	XNYS:YUMC	Yum China Holdings Inc	Consumer Discretionary	Restaurants	USD	45.46	1.06%	Quarterly	Wide	Wide	0.9961	Standard	Medium	High	0.3285	0.6618	3	–	B++	–	65	90	60	86.00	68.79	0.59	55.6	22%	22%	34%	28%	40%
0P00006899	XTSE:TD	The Toronto-Dominion Bank	Financials	Banks - Diversified	CAD	96.66	3.48%	Quarterly	Wide	Narrow	0.9895	Exemplary	Medium	Very High	0.4213	0.9488	1	4	A	2	80	80	100	97.00	113.39	0.92	103	7%	10%	15%	13%	15%
0P00006896	XTSE:TRI	Thomson Reuters Corp	Industrials	Specialty Business Services	CAD	125.19	1.74%	Quarterly	Narrow	Wide	0.9914	Standard	Medium	Medium	0.1038	0.7337	2	3	B++	2	50	50	100	134.00	129.97	0.95	150.01	20%	11%	20%	16%	20%

Marcos_Torcal_Garcia · 21 Junio, 2022 15:18

Hoy se cumplen dos años desde que empecé mi cartera. Si mi cartera fuera un fondo estaría algo peor que el MSCI World. Todo según la herramienta de seguimiento del Financial Times, con la opción de cobrar los dividendos (también da la opción de reinvertirlos). La rentabilidad anual sería del 10,83% anual. En realidad sería algo menor ya que tiene en cuenta los dividendos brutos. Si los dividendos netos (sin tener en cuenta la recuperación de la doble imposición) suponen el 4% anual de rendimiento, nos dejaría una rentabilidad neta anualizada del 9,8% aprox.

Ese sería mi desempeño como gestor del fondo Torcal. Pero claro, cada vez que compro meto capital, luego el rendimiento del capital es diferente. En mi caso teniendo en cuenta dividendos netos, el capital está rindiendo al 7,40%.

La mejor posición es British American Tobacco con un total return anual del 23,05%, y la peor Gilead con un -2,69%.

En general estoy bastante contento con el rendimiento obtenido. Siempre compro esperando obtener un total return de al menos el 10% y es a eso a lo que aspiro.

Aunque los numeritos siempre están bien para saber qué tal vas, lo importante para mi es el flujo de dividendos y no la cotización. Con una rentabilidad por dividendos neta del 4% estoy más que satisfecho, incluso con Gilead. Ninguna de las empresas que llevo parece que vaya a recortar el dividendo en los próximos años y al final, si el dividendo crece y es sostenible, se tiene que ver reflejado en la cotización. Ya veremos.

El próximo año veremos más. De momento Indexación 1 - Marcos 0

Rubifen · 21 Junio, 2022 15:30

Donde hay que firmar? Enhorabuena Marcos.
Por cierto tienes publicada tu cartera? Mera curiosidad

Marcos_Torcal_Garcia · 21 Junio, 2022 15:34

No.
Tengo KO, BATS, GILD, VZ y UNA. Espero añadir dos empresas más hasta final de año. Compro unos 3.000 - 4.000 euros por compra, y solo compro 2 o 3 veces al año.

Lo contrario que tú vamos.

faemino · 21 Junio, 2022 15:52