Marcos, el inversor aburrido

Termina Abril y ya vienen los turistas y la playa y como de costumbre le echamos un vistazo a la cuenta de Indexa de mi hijo. El objetivo para 2039 es de 218.569,10 EUR (¡como sube la inflación!). Actualmente llevamos acumulado 6.742,80 EUR y la rentabilidad actual es del 10,7%. Aunque ha sido un mes regulero seguimos teniendo rentabilidad de dos dígitos. En fin, aún nos quedan 202 meses por delante y unos 212.000 euros para conseguir el objetivo (cada vez más lejos). La aportación mensual debería ser de 337,09 EUR.

Me quedan 6 meses de euribor negativo en el -0,237%. Asumo que acabaremos el año entorno al 1%. La próxima revisión aplicará en diciembre con la media de octubre; ya veremos que hacemos. Este mes he cobrado el bonus y estoy pensando en entrar en Starbucks. Por otro lado, la cartera se está comportando fenomenal. La más rezagada es Verizon, el resto en verde, incluyendo Gilead y Unilever que vuelven a estar por arriba de lo que las compre, además la fortaleza del dólar ayuda también.

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@Marcos_Torcal_Garcia para tu hijo inviertes en indexados, pero para ti?

Sigues una estrategia DGI? En que criterios te fijas para comprar o no una accion?

Saludos

Invierto en acciones individuales y también en Indexa. Los criterios seleccionar acciones son solidez financiera, ventajas competitivas duraderas (moat), rentabilidad por dividendo por encima de la media, y un total return esperado de al menos un 10% (en el peor de los casos).

5 Likes

Cuando hablas de RPD superior a la media, te refieres que sea superior a la media de los últimos 5 años como creo que recomendaba G.Weiss?. El Total return esperado del 10% lo miras con el número de chowder?

Saludos y gracias

La RPD del sp500 es del 1,5% aprox. Lo que hago es multiplicar este número por 1,5, y me da 2,25%. Me centro en acciones que tengan una RPD mayor que esa aunque no es una regla irrompible.

El total return lo calculo tal como lo hace Josh Peters en su libro The Utimate Dividend Playbook. También me fijo en las estimaciones del Value Line.

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Muchas gracias Marcos, me leeré ese libro :grin:

La lista de la compra de este mes:

SecId Ticker Name Sector Industry Currency Last Div Yield Div frequency M* Moat M* Moat Trend M* MoatQ M* MoatQ Score M* Stewardship M* Uncertainty M* UncertaintyQ M* UncertaintyQ Score M* distance to Default Safety™ Timeliness™ Financial Strength Rating Technical Rank Earnings Predictability Price Growth Persistence Price Stability FV FVQ M* P / FV FT Target Price Upside Potential Proj Low TTL Return Proj High TTL Return Proj % Annual Total Return 18 Month Pricing Band
0P0000000I XNYS:MMM 3M Co Industrials Conglomerates USD 144.22 4.11% Quarterly Wide Wide 0.9997 Standard Medium High 0.1549 0.6959 1 4 A++ 4 95 45 95 186.00 165.04 0.822 161 11.6% 14% 19% 17% 30.0%
0P00000016 XNYS:ABB ABB Ltd Industrials Electrical Equipment & Parts USD 29.87 2.97% Annually Wide Wide 0.9986 Standard Medium Medium 0.1339 0.6953 2 2 B++ 1 65 30 90 38.00 32.10 0.852 39.33 31.7% 10% 18% 14% 30.0%
0P0000004C XNYS:ACN Accenture PLC Information Technology Information Technology Services USD 300.36 1.26% Quarterly Wide Wide 0.9994 Exemplary Medium Medium 0.1370 0.7580 1 3 A++ 3 100 95 100 258.00 281.69 1.113 390 29.8% 10% 15% 13% 30.0%
0P0000005M XNAS:ADBE Adobe Inc Information Technology Software - Infrastructure USD 395.95 Quarterly Wide Wide 0.9999 Exemplary Medium High 0.2843 0.6679 1 1 A+ 4 70 95 80 615.00 519.46 0.698 570 44.0% 15% 21% 18% 65.0%
0P0000005S XNYS:AAP Advance Auto Parts Inc Consumer Discretionary Specialty Retail USD 199.63 2.25% Quarterly Narrow Narrow 0.9753 Exemplary Medium Medium 0.1375 0.6315 3 3 A 3 75 50 50 233.00 209.34 0.903 266 33.2% 10% 21% 16% 30.0%
0P00000075 XNYS:AMG Affiliated Managers Group Inc Financials Asset Management USD 125.57 0.03% Quarterly Narrow Narrow 0.9703 Exemplary High High 0.1753 0.5105 3 3 B++ 3 10 15 45 185.00 174.86 0.698 172.5 37.4% 17% 30% 24% 35.0%
0P0000007L XNYS:APD Air Products & Chemicals Inc Materials Specialty Chemicals USD 234.07 2.61% Quarterly Narrow Wide 0.9928 Exemplary Medium High 0.2537 0.7215 1 3 A++ 5 100 70 95 317.00 269.23 0.799 300 28.2% 11% 16% 14% 25.0%
0P00012BBI XNAS:GOOG Alphabet Inc Communication Services Internet Content & Information USD 2,299.33 Wide Wide 0.9993 Exemplary High Very High 0.4673 0.7783 1 1 A++ 2 75 100 95 3,600.00 3,006.12 0.696 3150 37.0% 17% 23% 20% 60.0%
0P000000B7 XNAS:AMZN Amazon.com Inc Consumer Discretionary Internet Retail USD 2,485.63 Wide Wide 0.9993 Exemplary High High 0.3063 0.6313 1 1 A++ 4 30 90 75 3,850.00 3,225.33 0.703 3760 51.3% 16% 22% 19% 55.0%
0P000000F0 XNAS:AMGN Amgen Inc Health Care Drug Manufacturers - General USD 233.19 3.10% Quarterly Wide Wide 0.9995 Exemplary Medium High 0.1527 0.6745 1 4 A++ 4 100 75 100 260.00 234.84 0.942 250 7.2% 12% 18% 15% 10.0%
0P000000FH XNAS:ADI Analog Devices Inc Information Technology Semiconductors USD 154.38 1.83% Quarterly Wide Wide 0.9979 Exemplary Medium Medium 0.1457 0.6668 1 2 A+ 3 80 85 85 172.00 171.96 0.898 208 34.7% 10% 15% 13% 35.0%
0P000000PH XNYS:BK Bank of New York Mellon Corp Financials Asset Management USD 42.06 3.23% Quarterly Wide None 0.1919 Standard Medium High 0.2746 0.8997 2 2 A 1 90 50 80 55.00 58.38 0.742 54 28.4% 15% 23% 19% 10.0%
0P000000UD XNYS:SAM Boston Beer Co Inc Consumer Staples Beverages - Brewers USD 375.00 Narrow Narrow 0.9725 Exemplary Medium Very High 0.4708 0.5813 3 4 A+ 3 25 55 40 740.00 748.79 0.504 388.5 3.6% 14% 26% 20% 30.0%
0P000000YD XNAS:CHRW C.H. Robinson Worldwide Inc Industrials Integrated Freight & Logistics USD 106.15 2.00% Quarterly Wide Wide 0.9969 Exemplary Medium Medium 0.1352 0.6352 2 5 A 3 65 45 90 96.00 104.33 1.060 115 8.3% 13% 21% 17% 10.0%
0P000001DB XNAS:CMCSA Comcast Corp Communication Services Entertainment USD 39.76 2.57% Quarterly Wide Wide 0.9966 Standard Medium High 0.1805 0.6148 1 2 A+ 4 90 85 100 60.00 56.87 0.680 60 50.9% 18% 22% 20% 40.0%
0P000001BI XNAS:CSGP CoStar Group Inc Industrials Real Estate Services USD 63.62 Wide Wide 0.9964 Exemplary Very High High 0.1704 0.7354 2 3 A+ 3 70 95 70 73.00 78.26 0.841 76 19.5% 11% 20% 16% 30.0%
0P0000943F XNYS:DFS Discover Financial Services Financials Credit Services USD 112.46 1.73% Quarterly Narrow None 0.6850 Exemplary High High 0.3216 0.8649 3 4 A 3 40 75 35 138.00 133.38 0.829 142 26.3% 14% 25% 20% 30.0%
0P000001R9 XNYS:DPZ Domino’s Pizza Inc Consumer Discretionary Restaurants USD 338.00 1.16% Quarterly Wide Wide 0.9972 Exemplary Medium High 0.2242 0.5564 2 3 A 3 95 95 75 416.00 389.93 0.839 427.5 26.5% 10% 18% 14% 60.0%
0P0000020J XNAS:ERIE Erie Indemnity Co Financials Insurance Brokers USD 160.28 2.68% Quarterly Wide 0.9936 High 0.2793 0.7590 2 4 A 4 95 65 90 160.95 0.996 115 -28.3% 10% 17% 14% 45.0%
0P00000232 XNYS:FICO Fair Isaac Corp Information Technology Software - Application USD 373.51 Quarterly Wide 0.9916 High 0.2889 0.5737 3 2 B++ 1 95 90 60 379.89 0.983 538 44.0% 10% 22% 16% 50.0%
0P000002AB XNYS:BEN Franklin Resources Inc Financials Asset Management USD 24.59 4.64% Quarterly Narrow Narrow 0.8872 Exemplary High Medium 0.1372 0.5553 3 3 B++ 3 55 5 60 33.00 34.71 0.726 28 13.9% 21% 30% 26% 50.0%
0P000002FD XNAS:GILD Gilead Sciences Inc Health Care Drug Manufacturers - General USD 59.34 4.82% Quarterly Wide Wide 0.9989 Standard Medium High 0.1717 0.6859 1 2 A 5 25 30 100 81.00 68.34 0.795 69 16.3% 11% 17% 14% 25.0%
0P000002X8 XNAS:INTC Intel Corp Information Technology Semiconductors USD 43.59 3.23% Quarterly Wide Wide 0.9960 Standard High High 0.2893 0.6647 1 2 A++ 4 95 70 70 65.00 56.95 0.715 50.5 15.9% 25% 30% 28% 10.0%
0P000004FA XNYS:LIN Linde PLC Materials Specialty Chemicals USD 311.96 1.39% Quarterly Narrow Wide 0.9921 Standard Medium Medium 0.1395 0.6996 2 3 A 3 90 333.00 320.91 0.954 370 18.6% 10% 18% 14% 10.0%
0P000003JU XNYS:MDT Medtronic PLC Health Care Medical Devices USD 104.36 2.41% Quarterly Wide Wide 0.9986 Standard Medium High 0.1572 0.7046 1 3 A++ 4 75 80 95 129.00 117.60 0.846 124 18.8% 10% 15% 13% 35.0%
0P0000W3KZ XNAS:FB Meta Platforms Inc Communication Services Internet Content & Information USD 200.47 Wide Wide 0.9989 Exemplary High Very High 0.3808 0.6325 3 1 A+ 4 65 95 50 384.00 343.47 0.551 300 49.6% 31% 42% 37% 30.0%
0P000002L4 XNAS:MNST Monster Beverage Corp Consumer Staples Beverages - Non-Alcoholic USD 85.68 Narrow Wide 0.9947 Standard Medium Medium 0.1174 0.7592 1 2 A+ 5 100 75 90 82.00 80.01 1.058 100 16.7% 10% 16% 13% 25.0%
0P000003ZC XNYS:NVS Novartis AG Health Care Drug Manufacturers - General USD 88.03 3.78% Annually Wide Wide 0.9988 Standard Low Medium 0.1032 0.7508 1 4 A++ 4 55 30 100 91.00 86.22 0.993 105 19.3% 11% 16% 14% 15.0%
0P0000042B XNAS:OMCL Omnicell Inc Health Care Health Information Services USD 109.17 Wide 0.9905 High 0.2795 0.6950 3 3 B++ 1 30 100 65 125.39 0.871 181 65.8% 11% 23% 17% 55.0%
0P0000043L XNYS:ORCL Oracle Corp Information Technology Software - Infrastructure USD 73.40 1.74% Quarterly Narrow Wide 0.9942 Poor Medium High 0.2567 0.5955 1 3 A++ 2 100 85 95 63.00 76.44 1.053 89 21.3% 11% 16% 14% 20.0%
0P0001KOSE XNYS:PLTR Palantir Technologies Inc Information Technology Software - Infrastructure USD 10.40 Narrow Narrow 0.9623 Exemplary High Extreme 1.0514 0.6189 3 B++ 31.00 22.51 0.389 15.5 49.0% 26% 39% 33% 135.0%
0P00016CGN XNAS:PYPL PayPal Holdings Inc Information Technology Credit Services USD 87.93 Narrow Wide 0.9905 Standard High High 0.2317 0.5812 3 1 A 3 65 90 45 139.00 140.72 0.629 118 34.2% 18% 30% 24% 40.0%
0P000004EA XNYS:PII Polaris Inc Consumer Discretionary Recreational Vehicles USD 94.94 2.66% Quarterly Wide Wide 0.9960 Exemplary High Very High 0.5776 0.5462 3 5 A 4 55 15 40 184.00 137.72 0.590 133 40.1% 13% 25% 19% 45.0%
0P000004J4 XNAS:QCOM Qualcomm Inc Information Technology Semiconductors USD 139.69 1.95% Quarterly Narrow Wide 0.9952 Standard High High 0.2174 0.5963 3 2 A+ 2 60 35 50 163.00 162.56 0.858 200 43.2% 14% 25% 20% 40.0%
0P000003IL XNYS:SPGI S&P Global Inc Financials Financial Data & Stock Exchanges USD 376.50 0.82% Quarterly Wide Wide 0.9997 Exemplary Medium High 0.1648 0.7755 2 1 A 2 100 95 95 430.00 383.53 0.926 475 26.2% 10% 16% 13% 40.0%
0P000004R4 XNYS:SAP SAP SE Information Technology Software - Application USD 100.80 2.24% Annually Narrow Wide 0.9948 Poor Medium High 0.1832 0.7124 2 3 A 3 85 60 80 141.00 120.06 0.772 141.83 40.7% 13% 22% 18% 30.0%
0P000004XO XETR:SIE Siemens AG Industrials Specialty Industrial Machinery USD 117.78 3.72% Annually Narrow Narrow 0.9875 Exemplary Medium Medium 0.1317 0.5590 2 3 A 3 80 25 75 145.00 137.37 0.834 175 48.6% 16% 25% 21% 40.0%
0P000004ZF XNAS:SWKS Skyworks Solutions Inc Information Technology Semiconductors USD 113.30 1.92% Quarterly Narrow Narrow 0.9769 Exemplary High High 0.2467 0.6325 3 3 A 3 70 65 55 210.00 184.50 0.574 165 45.6% 18% 30% 24% 70.0%
0P00000546 XNAS:SBUX Starbucks Corp Consumer Discretionary Restaurants USD 74.64 2.52% Quarterly Wide Wide 0.9994 Exemplary Medium High 0.2039 0.6300 1 2 A++ 3 45 70 85 106.00 98.70 0.729 105 40.7% 11% 17% 14% 40.0%
0P0000054E XNYS:STT State Street Corporation Financials Asset Management USD 66.97 3.33% Quarterly Wide None 0.1806 Standard High High 0.2723 0.8695 3 3 A 1 85 35 60 92.00 93.49 0.722 95 41.9% 14% 25% 20% 60.0%
0P0000059E XNAS:TROW T. Rowe Price Group Inc Financials Asset Management USD 123.04 3.61% Quarterly Wide Wide 0.9966 Exemplary Medium High 0.1927 0.7503 1 3 A+ 4 90 45 85 195.00 194.56 0.632 143 16.2% 18% 23% 21% 50.0%
0P000005AR XNYS:TSM Taiwan Semiconductor Manufacturing Co Ltd Information Technology Semiconductors USD 92.93 2.08% Quarterly Wide Wide 0.9993 Exemplary Medium Very High 0.5514 0.7971 1 3 A++ 2 80 95 75 171.00 130.47 0.617 150 61.4% 10% 18% 14% 75.0%
0P000002VU XNYS:TT Trane Technologies PLC Industrials Specialty Industrial Machinery USD 139.89 1.74% Quarterly Narrow Wide 0.9922 Standard High High 0.2216 0.6852 3 A 55 124.00 148.21 1.028 181 29.4% 13% 25% 19% 40.0%
0P000005M8 XNYS:UL Unilever PLC Consumer Staples Household & Personal Products USD 46.26 4.33% Quarterly Wide Wide 0.9998 Standard Low High 0.1587 0.6649 1 5 A+ 4 80 45 100 56.00 48.69 0.884 62 34.0% 16% 21% 19% 10.0%
0P000005P1 XNYS:VFC VF Corp Consumer Discretionary Apparel Manufacturing USD 52.00 3.81% Quarterly Narrow Narrow 0.9843 Exemplary Medium High 0.1584 0.6019 3 5 A 4 50 50 55 68.00 68.81 0.760 71 36.5% 10% 21% 16% 60.0%
0P000005V9 XNYS:WAT Waters Corp Health Care Diagnostics & Research USD 303.02 Annually Wide Wide 0.9984 Exemplary Medium High 0.1597 0.7003 2 4 A 2 95 90 90 250.00 263.99 1.179 340 12.2% 14% 25% 20% 20.0%
0P00018WBW XNYS:YUMC Yum China Holdings Inc Consumer Discretionary Restaurants USD 41.80 1.15% Quarterly Wide Wide 0.9963 Standard Medium Very High 0.3878 0.6904 3 B++ 65 90 60 86.00 69.27 0.538 60 43.5% 16% 28% 22% 50.0%
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Marcos, a ver si te animas a añadir esta lista de compra a la ECSS, a la que por cierto toca rebautizar con otras siglas que tengan más tirón comercial. Sería un formato más amigable.
Gracias.

Tomo nota. A partir del próximo mes añadiré una pestaña con cada mes que entre. Así también podremos ver en retrospectiva si han funcionado bien.

2 Likes

Veo que hay dos enlaces funcionando (New List CZD y Lista ECSS). Actualizas únicamente el primero ¿verdad?

Este es el bueno. Aparecen la estimación de dividendos futuros y de eps del Financial Times.

Pondré fecha de actualización para que no se pierda nadie.

7 Likes

Despedimos Mayo y el calorcito ya aprieta y como de costumbre le echamos un vistazo a la cuenta de Indexa de mi hijo. El objetivo para 2039 es de 218.569,10 EUR. Actualmente llevamos acumulado 6.873,22 EUR y la rentabilidad actual es del 7,8%. Ya se nota la corrección, estamos en rentabilidades más moderadas y sostenibles, aunque con la inflación esto no hay quien lo aguante. En fin, aún nos quedan 201 meses por delante y unos 212.000 euros para conseguir el objetivo. La aportación mensual debería ser de 481,57 EUR .

De momento no he comprado nada. A la espera de pillar algo bueno a buen precio. Sin prisa, intentando evitar errores. Quizá me quite del medio GILD, ya que no estoy contento con ella; fue un error y me precipité. ¿Cometeré un error vendiendo?

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Si que ha cambiado la cosa en un mes :scream:

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No te “preocupa” que “donando” tales cantidades mensuales al mes, hacienda te pegue un toque Marcos?

Al margen de esto y como curiosidad también te pregunto: ¿a que es debido esa cantidad objetivo en concreto? Es decir, 200k por algo en particular? (es mera curiosidad)

Un saludo y gracias por lo que aportas.

De momento NO. Si algún día vienen por este tema procuraré hacer todo el ruido mediático posible, y lo pelearé en los tribunales si es preciso.

Es una cantidad razonable para gastar en sus estudios o formación, si es que decide estudiar. Ese dinero es para que tenga más opciones, si quiere irse a USA, a UK o a otro sitio. Aunque si es así seguramente se quede corta (pero paro eso están sus padres también).

Saludos

1 Like

la lista de la compra de junio:

SecId Ticker Name Sector Industry Currency Last Div Yield Div frequency Moat MoatQ MoatQ Score Stewardship Uncertainty UncertaintyQ UncertaintyQ Score Distance to Default Safety™ Timeliness™ Financial Strength Rating Technical Rank Earnings Predictability Price Growth Persistence Price Stability FV FVQ M* P / FV FT Target Price Upside Potential Proj Low TTL Return Proj High TTL Return Proj % Annual Total Return 18 Month Pricing Band
0P00009QS2 XETR:SIE Siemens AG Industrials Specialty Industrial Machinery EUR 122.44 3.37% Annually Narrow Narrow 0.9816 Exemplary Medium Medium 0.1483 0.5551 2 4 A 4 80 25 75 145.00 137.94 0.87 167.5 37% 16% 25% 21% 25%
0P0000005M XNAS:ADBE Adobe Inc Information Technology Software - Infrastructure USD 416.48 Quarterly Wide Wide 1.0000 Exemplary Medium High 0.2561 0.6502 1 1 A+ 4 70 95 80 615.00 517.78 0.74 560 34% 15% 21% 18% 15%
0P000000FH XNAS:ADI Analog Devices Inc Information Technology Semiconductors USD 168.40 1.72% Quarterly Wide Wide 0.9974 Exemplary Medium Medium 0.1187 0.6644 1 2 A+ 3 80 85 85 172.00 175.71 0.97 205 22% 10% 15% 13% 25%
0P000000B7 XNAS:AMZN Amazon.com Inc Consumer Discretionary Internet Retail USD 2,404.19 Wide Wide 0.9991 Exemplary High High 0.2895 0.6020 1 1 A++ 3 30 90 75 3,850.00 3,398.33 0.66 3500 46% 16% 22% 19% 60%
0P000001DB XNAS:CMCSA Comcast Corp Communication Services Telecom Services USD 44.28 2.30% Quarterly Wide Wide 0.9960 Standard Medium Medium 0.1456 0.6143 1 2 A+ 4 90 85 100 60.00 59.23 0.74 56 26% 18% 22% 20% 25%
0P000001BI XNAS:CSGP CoStar Group Inc Industrials Real Estate Services USD 60.94 Wide Wide 0.9967 Exemplary Very High High 0.1973 0.7241 2 3 A+ 3 70 95 70 73.00 76.70 0.81 76 25% 10% 19% 15% 35%
0P0000020J XNAS:ERIE Erie Indemnity Co Financials Insurance Brokers USD 167.75 2.56% Quarterly Wide 0.9940 High 0.2006 0.7496 2 4 A 3 95 65 90 168.00 1.00 115 -31% 12% 21% 17% 25%
0P0000W3KZ XNAS:FB Meta Platforms Inc Communication Services Internet Content & Information USD 193.64 Wide Wide 0.9987 Exemplary High High 0.3423 0.6181 3 1 A+ 4 65 95 50 384.00 345.58 0.53 297.5 54% 31% 42% 37% 35%
0P000002FD XNAS:GILD Gilead Sciences Inc Health Care Drug Manufacturers - General USD 64.85 4.41% Quarterly Wide Wide 0.9986 Standard Medium Medium 0.1156 0.6900 1 2 A 5 25 30 100 81.00 72.20 0.85 68 5% 11% 17% 14% 15%
0P00012BBI XNAS:GOOG Alphabet Inc Communication Services Internet Content & Information USD 2,280.78 Wide Wide 0.9993 Exemplary High Very High 0.4845 0.7653 1 1 A++ 3 75 100 95 3,600.00 2,949.09 0.70 3150 38% 17% 23% 20% 60%
0P0000033M XNAS:KLAC KLA Corp Information Technology Semiconductor Equipment & Materials USD 364.85 1.15% Quarterly Wide Wide 0.9981 Exemplary Medium High 0.1681 0.5832 3 2 B++ 3 85 80 45 396.00 386.58 0.93 423 16% 10% 21% 16% 15%
0P000002L4 XNAS:MNST Monster Beverage Corp Consumer Staples Beverages - Non-Alcoholic USD 89.12 Narrow Wide 0.9933 Standard Medium Medium 0.1038 0.7726 1 2 A+ 5 100 75 90 82.00 84.59 1.07 100 12% 10% 16% 13% 20%
0P00000459 XNAS:PCAR PACCAR Inc Industrials Farm & Heavy Construction Machinery USD 86.84 1.57% Quarterly Narrow Narrow 0.9781 Exemplary Medium Medium 0.1124 0.6616 2 3 A 3 60 50 85 103.00 92.62 0.89 97 12% 11% 19% 15% 15%
0P000004J4 XNAS:QCOM Qualcomm Inc Information Technology Semiconductors USD 143.22 1.90% Quarterly Narrow Wide 0.9951 Standard High High 0.1645 0.5875 3 1 A+ 3 60 35 50 163.00 158.13 0.89 200 40% 14% 25% 20% 35%
0P00000546 XNAS:SBUX Starbucks Corp Consumer Discretionary Restaurants USD 78.50 2.45% Quarterly Wide Wide 0.9993 Exemplary Medium High 0.1634 0.5977 1 2 A++ 4 45 70 85 100.00 96.39 0.80 89 13% 19% 24% 22% 35%
0P000004ZF XNAS:SWKS Skyworks Solutions Inc Information Technology Semiconductors USD 108.87 2.06% Quarterly Narrow Narrow 0.9759 Exemplary High High 0.1999 0.6169 3 3 A 4 70 65 55 180.00 161.90 0.64 150 38% 18% 30% 24% 45%
0P0000059E XNAS:TROW T. Rowe Price Group Inc Financials Asset Management USD 127.09 3.49% Quarterly Wide Wide 0.9968 Exemplary Medium High 0.2619 0.7451 1 3 A+ 4 90 45 85 155.00 172.26 0.78 144 13% 18% 23% 21% 45%
0P0000005S XNYS:AAP Advance Auto Parts Inc Consumer Discretionary Specialty Retail USD 189.86 2.37% Quarterly Narrow Narrow 0.9686 Exemplary Medium Medium 0.1167 0.5945 3 4 A 3 75 50 50 233.00 211.08 0.86 230 21% 10% 21% 16% 35%
0P00000016 XNYS:ABB ABB Ltd Industrials Electrical Equipment & Parts USD 30.97 2.83% Annually Wide Wide 0.9983 Standard Medium Medium 0.1210 0.6931 2 3 B++ 3 65 30 90 38.00 33.34 0.87 39.33 27% 10% 18% 14% 25%
0P0000004C XNYS:ACN Accenture PLC Information Technology Information Technology Services USD 298.46 1.27% Quarterly Wide Wide 0.9996 Exemplary Medium High 0.1818 0.7381 1 3 A++ 2 100 95 100 258.00 298.96 1.07 385 29% 10% 15% 13% 30%
0P00000075 XNYS:AMG Affiliated Managers Group Inc Financials Asset Management USD 133.62 0.03% Quarterly Narrow Narrow 0.9458 Exemplary High High 0.1541 0.5096 3 3 B++ 4 10 15 45 175.00 172.20 0.77 152 14% 17% 30% 24% 25%
0P0000007L XNYS:APD Air Products & Chemicals Inc Materials Specialty Chemicals USD 246.16 2.49% Quarterly Narrow Wide 0.9911 Exemplary Medium High 0.1838 0.7111 1 3 A++ 4 100 70 95 317.00 272.76 0.83 290 18% 11% 16% 14% 20%
0P000000QB XNYS:BAX Baxter International Inc Health Care Medical Instruments & Supplies USD 76.05 1.47% Quarterly Narrow Narrow 0.9822 Exemplary Medium Medium 0.1179 0.6447 1 3 A+ 4 60 70 100 90.00 81.76 0.89 90 18% 13% 19% 16% 35%
0P000002AB XNYS:BEN Franklin Resources Inc Financials Asset Management USD 27.08 4.21% Quarterly Narrow Narrow 0.8676 Exemplary High High 0.1569 0.5598 3 4 B++ 5 55 5 60 29.00 33.17 0.87 27 0% 21% 30% 26% 35%
0P0000011H XNYS:CNI Canadian National Railway Co Industrials Railroads USD 113.78 1.80% Quarterly Wide Wide 0.9994 Standard Medium Medium 0.1262 0.6719 1 4 A 2 95 80 100 107.00 113.69 1.03 134.42 18% 10% 15% 13% 35%
0P0000943F XNYS:DFS Discover Financial Services Financials Credit Services USD 113.49 1.85% Quarterly Narrow None 0.6500 Exemplary High High 0.3436 0.8597 3 4 A 3 40 75 35 138.00 133.89 0.83 139 22% 14% 25% 20% 30%
0P000001R9 XNYS:DPZ Domino’s Pizza Inc Consumer Discretionary Restaurants USD 363.17 1.08% Quarterly Wide Wide 0.9973 Exemplary Medium High 0.1580 0.5876 2 3 A 4 95 95 75 400.00 409.12 0.90 400 10% 17% 25% 21% 50%
0P00000232 XNYS:FICO Fair Isaac Corp Information Technology Software - Application USD 409.55 Quarterly Wide 0.9905 High 0.3030 0.5779 3 2 B++ 4 95 90 60 421.67 0.97 538 31% 10% 22% 16% 35%
0P000002DN XNYS:GD General Dynamics Corp Industrials Aerospace & Defense USD 224.91 2.15% Quarterly Wide Wide 0.9978 Standard Medium Low 0.0929 0.7030 1 2 A++ 1 100 50 85 215.00 212.33 1.05 275 22% 10% 15% 13% 10%
0P000002YM XNYS:IFF International Flavors & Fragrances Inc Materials Specialty Chemicals USD 132.17 2.38% Quarterly Wide Wide 0.9963 Standard Medium Medium 0.1403 0.6056 2 2 A+ 4 100 50 75 150.00 152.06 0.88 159.5 21% 10% 18% 14% 15%
0P000002TG XNYS:ITW Illinois Tool Works Inc Industrials Specialty Industrial Machinery USD 208.07 2.31% Quarterly Narrow Wide 0.9951 Exemplary Medium Medium 0.1007 0.7199 1 3 A++ 5 90 95 90 205.00 198.04 1.03 222 7% 11% 16% 14% 15%
0P00000357 XNYS:KMB Kimberly-Clark Corp Consumer Staples Household & Personal Products USD 133.02 3.44% Quarterly Narrow Wide 0.9947 Exemplary Medium Low 0.0780 0.6882 1 4 A 5 60 40 100 126.00 125.14 1.06 132 -1% 10% 16% 13% 10%
0P000003JU XNYS:MDT Medtronic PLC Health Care Medical Devices USD 100.15 2.52% Quarterly Wide Wide 0.9989 Standard Medium High 0.1617 0.7021 1 3 A++ 4 75 80 95 129.00 112.07 0.83 116 16% 10% 14% 12% 40%
0P0000000I XNYS:MMM 3M Co Industrials Conglomerates USD 149.29 3.98% Quarterly Wide Wide 0.9996 Standard Medium Medium 0.1450 0.6995 1 4 A++ 4 95 45 95 186.00 167.82 0.84 157 5% 14% 19% 17% 15%
0P0000043L XNYS:ORCL Oracle Corp Information Technology Software - Infrastructure USD 71.92 1.78% Quarterly Narrow Wide 0.9936 Poor Medium High 0.2620 0.5957 1 3 A++ 3 100 85 95 63.00 76.61 1.03 89 24% 11% 16% 14% 25%
0P000004EA XNYS:PII Polaris Inc Consumer Discretionary Recreational Vehicles USD 106.55 2.38% Quarterly Wide Wide 0.9959 Exemplary High Very High 0.4198 0.5259 3 5 A 4 55 15 40 184.00 137.20 0.66 125 17% 13% 25% 19% 30%
0P0001KOSE XNYS:PLTR Palantir Technologies Inc Information Technology Software - Infrastructure USD 8.68 Narrow Narrow 0.9204 Exemplary High Extreme 1.0418 0.5939 3 B++ 27.00 20.55 0.37 11.5 32% 26% 39% 33% 180%
0P000005NO XNYS:RTX Raytheon Technologies Corp Industrials Aerospace & Defense USD 95.12 2.19% Quarterly Wide Wide 0.9980 Standard High Medium 0.1102 0.6803 1 A++ 50 55 95 94.00 91.74 1.02 117.5 24% 11% 17% 14% 10%
0P000000UD XNYS:SAM Boston Beer Co Inc Consumer Staples Beverages - Brewers USD 355.30 Narrow Narrow 0.9876 Exemplary Medium Very High 0.4195 0.6453 3 4 A+ 4 25 55 40 740.00 664.55 0.51 382 8% 14% 26% 20% 35%
0P000004R4 XNYS:SAP SAP SE Information Technology Software - Application USD 99.84 2.08% Annually Narrow Wide 0.9945 Poor Medium High 0.1845 0.7118 2 3 A 4 85 60 80 141.00 120.67 0.76 142.73 43% 13% 22% 18% 30%
0P000003IL XNYS:SPGI S&P Global Inc Financials Financial Data & Stock Exchanges USD 349.48 0.90% Quarterly Wide Wide 0.9988 Exemplary Medium Medium 0.1319 0.7009 2 1 A 3 100 95 95 410.00 407.07 0.86 445.5 27% 13% 22% 18% 50%
0P0000054E XNYS:STT State Street Corporation Financials Asset Management USD 72.49 3.08% Quarterly Wide None 0.2321 Standard High Very High 0.4671 0.8717 3 3 A 3 85 35 60 92.00 107.45 0.73 91.5 26% 14% 25% 20% 50%
0P000005AR XNYS:TSM Taiwan Semiconductor Manufacturing Co Ltd Information Technology Semiconductors USD 95.30 2.02% Quarterly Wide Wide 0.9995 Exemplary Medium Very High 0.5164 0.7922 1 3 A++ 4 80 95 75 171.00 128.93 0.64 150 57% 10% 18% 14% 30%
0P000002VU XNYS:TT Trane Technologies PLC Industrials Specialty Industrial Machinery USD 138.06 1.77% Quarterly Narrow Wide 0.9922 Standard High High 0.2266 0.6816 3 A 55 126.00 148.35 1.01 162 17% 13% 25% 19% 40%
0P000005NC XNYS:UPS United Parcel Service Inc Industrials Integrated Freight & Logistics USD 182.25 2.79% Quarterly Wide Wide 0.9995 Standard Medium Medium 0.1134 0.6652 1 3 A+ 3 90 50 80 186.00 185.31 0.98 223 22% 15% 20% 18% 35%
0P000005KW XNYS:USB U.S. Bancorp Financials Banks - Regional USD 53.07 3.39% Quarterly Wide Narrow 0.9099 Exemplary Medium High 0.2714 0.9092 2 3 A 3 70 45 80 60.00 61.32 0.87 58.75 11% 11% 19% 15% 20%
0P000005P1 XNYS:VFC VF Corp Consumer Discretionary Apparel Manufacturing USD 50.46 3.92% Quarterly Narrow Narrow 0.9758 Exemplary Medium High 0.1762 0.5900 3 5 A 3 50 50 55 68.00 68.16 0.74 57 13% 10% 21% 16% 65%
0P000005V9 XNYS:WAT Waters Corp Health Care Diagnostics & Research USD 327.95 Annually Wide Wide 0.9979 Exemplary Medium High 0.1635 0.6805 2 4 A 4 95 90 90 263.00 289.74 1.19 350 7% 15% 24% 20% 10%
0P00018WBW XNYS:YUMC Yum China Holdings Inc Consumer Discretionary Restaurants USD 45.46 1.06% Quarterly Wide Wide 0.9961 Standard Medium High 0.3285 0.6618 3 B++ 65 90 60 86.00 68.79 0.59 55.6 22% 22% 34% 28% 40%
0P00006899 XTSE:TD The Toronto-Dominion Bank Financials Banks - Diversified CAD 96.66 3.48% Quarterly Wide Narrow 0.9895 Exemplary Medium Very High 0.4213 0.9488 1 4 A 2 80 80 100 97.00 113.39 0.92 103 7% 10% 15% 13% 15%
0P00006896 XTSE:TRI Thomson Reuters Corp Industrials Specialty Business Services CAD 125.19 1.74% Quarterly Narrow Wide 0.9914 Standard Medium Medium 0.1038 0.7337 2 3 B++ 2 50 50 100 134.00 129.97 0.95 150.01 20% 11% 20% 16% 20%
4 Likes

Hoy se cumplen dos años desde que empecé mi cartera. Si mi cartera fuera un fondo estaría algo peor que el MSCI World. Todo según la herramienta de seguimiento del Financial Times, con la opción de cobrar los dividendos (también da la opción de reinvertirlos). La rentabilidad anual sería del 10,83% anual. En realidad sería algo menor ya que tiene en cuenta los dividendos brutos. Si los dividendos netos (sin tener en cuenta la recuperación de la doble imposición) suponen el 4% anual de rendimiento, nos dejaría una rentabilidad neta anualizada del 9,8% aprox.

Ese sería mi desempeño como gestor del fondo Torcal. Pero claro, cada vez que compro meto capital, luego el rendimiento del capital es diferente. En mi caso teniendo en cuenta dividendos netos, el capital está rindiendo al 7,40%.

La mejor posición es British American Tobacco con un total return anual del 23,05%, y la peor Gilead con un -2,69%.

En general estoy bastante contento con el rendimiento obtenido. Siempre compro esperando obtener un total return de al menos el 10% y es a eso a lo que aspiro.

Aunque los numeritos siempre están bien para saber qué tal vas, lo importante para mi es el flujo de dividendos y no la cotización. Con una rentabilidad por dividendos neta del 4% estoy más que satisfecho, incluso con Gilead. Ninguna de las empresas que llevo parece que vaya a recortar el dividendo en los próximos años y al final, si el dividendo crece y es sostenible, se tiene que ver reflejado en la cotización. Ya veremos.

El próximo año veremos más. De momento Indexación 1 - Marcos 0

12 Likes

Donde hay que firmar? Enhorabuena Marcos.
Por cierto tienes publicada tu cartera? Mera curiosidad :kissing_closed_eyes:

1 Like

No.
Tengo KO, BATS, GILD, VZ y UNA. Espero añadir dos empresas más hasta final de año. Compro unos 3.000 - 4.000 euros por compra, y solo compro 2 o 3 veces al año.

Lo contrario que tú vamos.

18 Likes

:rofl::rofl::rofl:

2 Likes